I want to keep my benefits

Your group life insurance coverage may be coming to an end for any number of reasons. Standard Life's conversion privilege lets you continue to benefit from the same life insurance coverage you previously had under your group plan.

You may be faced with the cancellation or reduction of your group life insurance coverage due to:

• Retirement
• Change of employer
• Termination of your employment
• Termination of your company's policy

Conversion privilege allows you to convert all or part of your group life insurance coverage to individual life insurance with no medical evidence needed. Click on the links below to see how you can take advantage of this benefit:

• What are the advantages?
• How do I apply?
• To help you decide

To be eligible, your request for conversion must be received within 31 days of the termination of your group life insurance coverage. Please refer to your employee booklet or contact your plan administrator to check if this option is available to you, and to get more information on specific requirements. Your spouse may also be eligible for the conversion privilege.

What are the advantages?

• No need for medical evidence! You are not required to undergo a medical exam or fill out forms on your medical condition
• A quick and easy way to keep your life insurance coverage
• You and your loved ones can continue to enjoy the same peace of mind, knowing you are still covered
• Choose the individual life insurance product that best suits your needs

How do I apply?

Your employer completes and submits a Request for conversion of group life insurance G1223 form.

Following the receipt of your form, an authorized advisor, such as your broker or a broker designated by Standard Life, will contact you. They will provide you with a policy illustration and detailed information on individual life insurance products to help you choose the right plan for you, and help you complete the Application for Group Life Conversion.

To help you decide

Click on the following link to the conversion microsite. This site provides valuable information on the types of plans available and guides you through how to apply for the coverage and complete the simple application form..Contact information. Is here too, in case you have questions or need additional information.

Please contact our Info-Line for any questions regarding the conversion privilege process.